Terms & Conditions

Last updated: June 18, 2024

1. Acceptance of Terms

By accessing or using the Udhar Card website and services, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services.

2. Services Description

Udhar Card provides Buy Now, Pay Later (BNPL) services that allow users to make purchases and pay for them at a later date, subject to credit approval and our terms.

3. Eligibility

To use our services, you must:

  • Be at least 18 years of age
  • Be a resident of India
  • Have a valid bank account and identity proof
  • Meet our creditworthiness criteria

4. Credit Terms

  • Credit limits are determined at our sole discretion
  • 28-day interest-free period applies to eligible purchases
  • Late payment fees may apply for overdue amounts
  • We reserve the right to modify credit terms with notice

5. User Responsibilities

  • Provide accurate and up-to-date information
  • Maintain account security
  • Make payments on time
  • Use services in compliance with applicable laws

6. Contact Us

If you have any questions about these Terms & Conditions, please contact us at: hello@udharcard.com